How I Save My Monthly Living Expenses in Tokyo While Living Comfortably
Wondering how to save money in Japan without missing out on the best experiences? Whether you're planning a short trip to Tokyo, preparing for a study abroad semester, or settling in for a working holiday, it’s easy to assume that life in Japan—especially in major cities—comes with a hefty price tag.
But the truth is, with a few smart strategies and a touch of Japanese budgeting know-how, you can enjoy everything from world-class transportation to authentic local cuisine without overspending. This guide is designed for travelers, expats, and long-term residents alike, offering practical tips to help you save money in Japan while immersing yourself in its rich culture.
From transportation and accommodation to food, shopping, and sightseeing, we’ll show you how to experience Japan on a budget—without compromising on quality or comfort.
1. Transportation Tips: How to Save Money in Tokyo and Beyond
1.1 JR Pass & Regional Rail Passes: Budget-Friendly Weekend Escapes
One of the best ways to save money travelling in Japan is by using regional rail passes. The JR Tokyo Wide Pass, for instance, is ideal for foreign residents or visitors planning weekend getaways to places like Karuizawa, Nikko, or Mount Fuji.
This pass offers unlimited rides on JR Shinkansen and limited express trains within a designated area for three consecutive days. A round-trip to Karuizawa alone can cost over ¥10,000—nearly the price of the pass itself. Add another destination like Izu or Kawaguchiko, and you’re getting excellent value.
1.2 One-Day Subway Passes: Ideal for Sightseeing on a Budget
If you're planning a packed day of sightseeing, a Tokyo Metro or Toei Subway one-day pass is a great way to explore Tokyo on a budget. Priced between ¥600–¥900, these passes allow unlimited subway rides for the day.
For example, visiting Ueno, Ginza, Shinjuku, Ikebukuro, and Asakusa in one day could easily cost over ¥1,000 in single fares. With a one-day pass, you can move freely and save money in Tokyo while maximizing your time.
1.3 Walking & Shared Bicycles: Explore Freely and Frugally
Tokyo is a pedestrian-friendly city, and many attractions are within walking distance. A stroll from Harajuku to Meiji Jingu Shrine and Yoyogi Park offers not only scenic views but also a chance to discover hidden gems along the way—without spending a yen on transport.
For more flexibility, try Japan’s shared bicycle services like Hello Cycling or Docomo Bike Share. Rentals start at just ¥70–¥150 per 30 minutes, making them a cost-effective and eco-friendly option for short trips or weekend adventures.
2. Accommodation: Comfortable Stays Without the Premium Price Tag
Finding the right place to stay is one of the most important aspects of Japanese budgeting, whether you're visiting for a few days or planning a longer stay. Fortunately, Japan offers a wide range of accommodation options that cater to different needs and budgets:
Short-Term Accommodation Options
- Youth Hostels & Capsule Hotels: Budget-Friendly and Social
Ideal for short stays, youth hostels and capsule hotels offer affordable rates, central locations, and a chance to meet fellow travelers. Some hostels include free breakfast, while capsule hotels provide a unique, space-efficient experience. Note: daily check-in/out may be required, making them less suitable for long-term stays.
- Japanese B&Bs: Local Charm on a Budget
For a more immersive experience, consider a Japanese-style B&B. These privately run homes offer a glimpse into local life, often at reasonable prices. However, quality varies—always check reviews and choose listings with high ratings to ensure a clean and comfortable stay.
Medium- to Long-Term Accommodation Options
- Rental Apartments: Comfort for Extended Stays
For those planning to live in Japan long-term, renting an apartment offers more space and privacy. Many expats use local real estate platforms or agents, but Japan’s rental process can be complex—often involving extra fees like security deposits (shikikin) and key money (reikin). Always review terms carefully to avoid unexpected costs.
- Weave Living: Hassle-Free International Rentals
If you're unfamiliar with the local market, Weave Living offers a secure and seamless alternative. Designed for international residents, students, and professionals, Weave provides:
- Fully furnished apartments – Move in with just your suitcase
- Multilingual support – No language barriers
- Flexible lease terms – Ideal for short- or long-term stays
Explore Rental Apartments in Japan
3. Food-Saving Tips: Eat Well Without Overspending
- Convenience Stores & Supermarket Bentos
Convenience stores and supermarkets double as everyday dining spots in Japan. After 8 PM, supermarkets like Aeon and Life offer deep discounts on bentos—think ¥500 fried chicken meals for just ¥250. For students and budget-conscious residents, it’s a delicious and affordable solution.
- 100-Yen Sushi & Chain Restaurants
Want to dine out affordably? Conveyor belt sushi chains like Sushiro and Kura Sushi offer plates from ¥100, with fun extras like free tea and mini games. Chain restaurants such as Matsuya and Sukiya also serve hearty meals for under ¥800—perfect for casual outings.
- Cook at Home: Smart Budgeting for Long-Term Living
Cooking at home is one of the best ways to save money in Japan. Stores like Gyomu Super and OK Store sell bulk and frozen ingredients at low prices—like 1kg of chicken thighs for ¥400. Stock up on essentials like miso soup packs, frozen dumplings, and instant curry for quick, budget-friendly meals.
4. Shopping Tips: Smart Spending on Everyday Essentials
- 100-Yen Stores: Affordable and Practical
Daiso, Seria, and Can★Do offer everything from kitchenware to travel accessories—all for just ¥100. These stores are ideal for finding quality items at a fraction of the price, whether for daily use or thoughtful souvenirs.
- Discount & Second-Hand Stores: Hidden Gems
Looking for deals on branded goods or vintage finds? Discount stores near Jingan Temple offer lower prices and tax-free options on cosmetics, snacks, and electronics. For unique fashion pieces, explore vintage shops in Shimokitazawa or Koenji—you might score a one-of-a-kind denim jacket for under ¥5,000.
5. Travel-Saving Tips: Enjoy Japan with Free Activities
- Free Attractions in Tokyo
Tokyo offers plenty of free experiences:
- Sensoji Temple: Explore historic grounds and shop for souvenirs.
- Meiji Jingu Shrine: A peaceful escape near Harajuku.
- Tokyo Metropolitan Government Building: Enjoy panoramic city views—day or night—for free.
- Local Festivals: Culture Without the Cost
Japan’s seasonal festivals are lively, cultural, and often free:
- Cherry Blossom Viewing (Mar–Apr): Picnic under sakura trees at Ueno Park or Meguro River.
- Sumida River Fireworks (Jul): A dazzling summer highlight.
- Asakusa Sanja Festival (May): Experience traditional parades, performances, and street food.
Conclusion: Live Well, Spend Smart
Living in Tokyo doesn’t have to mean living expensively. With the right strategies and a bit of Japanese budgeting, you can enjoy a rich, fulfilling lifestyle while keeping costs under control. We hope this Japan Money-Saving Guide helps you make the most of your time in Japan—whether you're traveling, studying, or settling in for the long term.